Who We Serve - Pre-Retirees (Ages 55 - 65)

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Retire with Confidence, Not Uncertainty

If you’re between 55 and 65, retirement is no longer a distant idea — it’s right around the corner. You’ve worked hard, built savings, and now the question becomes: “Am I truly ready?”

At Impact! Partners Financial, we specialize in helping pre-retirees in Texas transition with confidence. Whether you’re five years away or ready to step out of the workforce tomorrow, we’ll help you create a plan that protects what you’ve built and ensures your wealth supports the lifestyle you’ve earned.

Request Your Retirement Planning Consultation →

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Challenges Pre-Retirees Face

Pre-Retirees often feel the weight of big financial decisions

  • When should I retire, and will my money last?
  • Should I take Social Security early or wait?
  • How do I protect against rising taxes in retirement?
  • What’s the right way to turn my savings into income?
  • How do I cover healthcare and long-term care costs?
  • What legacy will I leave my family?

These questions don't have a one-size-fits-all answer - but with the right strategy, you can move into retirement with clarity and peace of mind.


How We Help Pre-Retirees

Retirement Income Planning

We create a reliable income strategy so you can replace your paycheck with confidence.

Social Security & Pension Guidance

We help you determine the optimal claiming strategy to maximize lifetime benefits.

Tax-Efficient Planning

From Roth conversions to withdrawal sequencing, we reduce your lifetime tax bill.

Investment Management

We adjust your portfolio for growth and protection as you approach retirement.

Healthcare & Medicare Planning

We integrate healthcare, Medicare, and long-term care costs into your retirement plan.

Estate & Legacy Strategies

We help you protect your family and ensure your wealth is transferred smoothly.
Retire with Impact

The Retire with Impact Blueprint is our proprietary 4-step process that gives you clarity and control over your future. We measure where you are today, build your retirement paycheck, make it resilient to risks, and minimize your taxes — so you can retire smarter, live longer with confidence, and leave a legacy.

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Frequently Asked Questions from Pre-Retirees

We analyze your income, savings, and expenses to show you if — and when — you’re ready.

The right choice depends on your health, income needs, and family situation. We create a personalized strategy.

Retiring without a plan. Too often, people focus only on savings instead of creating a strategy for income, taxes, and healthcare.

We build income strategies that balance growth, safety, and tax efficiency to protect your savings over decades.

We’re fiduciaries who combine advanced tax planning, retirement income strategies, and holistic advice to help Texas families retire smarter.

Take the Next Step Toward Retirement With Confidence

 Retirement is one of the most significant life transitions. You don’t have to navigate it alone. With Impact! Partners Financial, you’ll have a partner who listens, plans, and prepares you for the retirement you deserve.
 

Why Choose Impact! Partners Financial?

  • Independent Fiduciary — 100% client-first, no quotas, no hidden agendas
  • Future-Focused Planning — We prepare you for a longer retirement using tax law expertise and AI-driven modeling.
  • Holistic & Human — Income strategies, family legacy planning, and multi-generational guidance.
  • Texas Strong — Proudly rooted in Houston with deep understanding of local families and industries.
  • Scalable Trust — Our systems and education platforms ensure a consistent, trusted experience for every client.

With us, retirement isn’t just about money — it’s about living with clarity, confidence, and purpose.

Request Your Retirement Planning Consultation → or Contact us to discuss your next steps in retirement.